Why BKK EWE?
Good reasons for the change
BKK EWE has always been associated with the sponsoring company - the EWE Group - as a company-based health insurance fund. If you are insured with us, you enjoy many exclusive benefits and a wide range of high-quality additional services related to health. A favorable, stable additional contribution and optimal service from person to person are what set us apart.
Many exclusive benefits for insured persons
- Stable growth in membership numbers
- strong performance spectrum and optimal service
- Service from person to person, uncomplicated and unbureaucratic
- Full coverage without additional premium also for your family-insured dependents
Strong performance for your health
- Variety of high-quality additional benefits over and above the statutory benefits
- Services exclusively tailored to your wishes and needs
- many cost allowances, e.g. for professional dental cleaning and osteopathic treatment
- Your+Bonus preventive care - reward for your health-conscious behavior
- three other Ihr+Bonus bonus programs: Osteopathy, Baby and Pregnancy
We are at your side
- What makes us: Friendliness and competence
- We act quickly and in your interest
- Employees of the service telephones are happy to provide information
- z. e.g. for questions about medicines or second opinions for your child's illness
- Appointment service for a quick specialist appointment
- Always available via the online office, convenient and free of charge via homepage or as an app
Services for the whole family
We see ourselves as a partner for the whole family. We also offer your family-insured dependents the full protection of a strong community without restrictions and additional premiums.
What our customers say
"I can rely on my health insurance, even if the road gets bumpy."
"It's good to know that my health insurance company is always by my side."
"If things ever go wrong, my health insurance is there for me too!"
"My health insurance rewards health-conscious behaviors."
"The staff at my health insurance company are personally available to me."
"Uncomplicated and close. That's what matters to us."
"For us, choosing a health insurance company has a lot to do with trust."
Why take out statutory health insurance?
The path to private health insurance (PHI) is open to more people than before, but in most cases it pays to remain in the statutory health insurance (SHI).
Contributions depending on earnings
In the case of statutory health insurance funds such as BKK EWE, contributions are paid depending on income. Those who switch to private health insurance usually expect lower premiums or better medical care. Once switched to private health insurance, however, the decision can hardly be reversed later. The problem is that even if income falls (e.g., at retirement age), the same premium must continue to be paid, because in private health insurance it is based on age and health status.
Family insured free of charge
In the GKV, children and non-working spouses are insured free of charge. In private health insurance, you have to pay a separate contribution for each family member.
No health check
There is no "sorting out" of potential members with the GKV. Before signing up for private health insurance, on the other hand, there is a comprehensive health check. Pre-existing conditions or chronic illnesses must be reported to the insurer. The insurer may charge a risk surcharge on top of the normal premium, may exclude benefits for the specific illness altogether, or may reject the insured person completely in the desired tariff.
Would you like to know more about your benefits in the GKV?
Published on: 07.03.2022 - Last modified on: 08.02.2023
